The lenders will prefer the low-risk home loans segment for their retail credit growth, but demand for such credit is set to decline the most as houses become unaffordable and the economic conditions make one defer purchases, it said.source https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-to-turn-cautious-on-retail-loans-due-to-covid-impact-report/articleshow/76321487.cms
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