Most fintech lenders are focusing on servicing existing clients and in the process turning off the funding tap for new borrowers. The only exception is for essential services, including grocery shops, dairy outlets, pharmacies, opticians and restaurants offering food delivery.
source https://economictimes.indiatimes.com/industry/banking/finance/fintech-lenders-find-comfort-in-the-steady-cash-flow-of-humble-corner-shops/articleshow/76325619.cms
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