Bankers are also concerned about that waivers may distort the culture of lending in India and argue that there are other ways to help borrowers who are in need, such as providing subsidies or loan restructuring.source https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-say-governments-interest-waiver-will-add-to-costs-spark-litigation/articleshow/78529407.cms
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