ATM players say that the main reason is that over seven years, the number of debit cards in India has doubled to 86 crore as of September 2020. And of those cards, 35 per cent (30 crore) are RuPay ones issued to PM Jan Dhan Yojana accounts.source https://economictimes.indiatimes.com/industry/banking/finance/banking/jan-dhan-accounts-direct-cash-transfers-from-government-boost-atms-in-rural-areas/articleshow/79485044.cms
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