"With the objective of having a standard product with common coverage and policy wordings across the industry, the authority has decided to mandate all general and health insurers to offer the standard personal accident insurance product," Irdai said.
source https://economictimes.indiatimes.com/industry/banking/finance/insure/irdai-asks-health-general-insurers-to-provide-standard-personal-accident-cover-from-april/articleshow/81227013.cms
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