The comments come days after the RBI appointed a panel headed by former deputy governor Shyamala Gopinath on bank licences to evaluate applications for universal banks and small finance banks. An internal panel had recently recommended allowing deep-pocketed corporates into the banking fray, something the RBI had been averse to for long.source https://economictimes.indiatimes.com/industry/banking/finance/banking/india-will-have-heterogeneous-banking-sector-in-a-decade-with-four-types-of-banks-shaktikanta-das/articleshow/81687871.cms
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