"The pickup in economic activity will drive credit growth, which we expect to be 10%-13% annually. Weak corporate financials and funding constraints at finance companies have been key negative factors for banks but these risks have receded," a Moody's report said.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/moodys-upgrades-outlook-for-indian-banks/articleshow/87135923.cms
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