Usually, it is advised to keep 4-6 months of monthly expenses aside for this purpose. Investments, on the other hand, are meant to help bring your long-term goals to fulfilment. These are the instruments that can help you create wealth. You would ideally not dig into these funds in the short term, even if there is an emergency.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/saving-is-not-enough-invest/articleshow/87649586.cms
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