The USSD (Unstructured Supplementary Service Data) is a service that uses a short code for making transactions or inquiries. Since it does not need a data connection, the service is used by a large majority of people, primarily feature phone users, and is therefore also used as a medium for no-frills banking transactions.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/trai-proposes-cutting-ussd-charges-for-mobile-banking-to-zero/articleshow/87891279.cms
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