The new policy also offers two variants - life stage cover and level cover. The life-stage cover offers a feature that auto adjusts the sum assured or life cover based on the life-stage of customers and enables customers to increase their life cover when it matters the most as responsibilities grow in the initial stages. Also, it automatically reduces the life cover as responsibilities come down in the later life stages.source https://economictimes.indiatimes.com/industry/banking/finance/insure/icici-prudential-life-insurance-launched-new-term-plan-offering-105-pc-return/articleshow/88543212.cms
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