For a sample of 29 banks, the bad loan provisioning fell by 27.6% year-on-year to Rs 23,080.6 crore in the December quarter. NII increased by 34.5% to a record Rs 1.8 lakh crore. NII is calculated as the difference between total interest earned and interest expended.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-report-record-quarterly-nii-in-q3-amid-improving-credit-offtake-and-better-asset-quality/articleshow/97843186.cms
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