There are two ways to go about building a corpus for retirement: the equity route and/or the loan method. Although some conditional withdrawal windows are available, the risk reward profiles of alternatives like PPF, EPF, and VPF are debt-oriented with relatively large lock-in durations.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/what-if-you-outlive-your-corpus-prepare-for-retirement/articleshow/99269227.cms
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