HDFC Bank plans to lower its loan-to-deposit ratio to pre-merger levels within 2-3 years. Post-merger, the ratio spiked to 110%, prompting securitization of 190 billion rupees in loans. LDR is an important metric for banks as it helps assess their liquidity position by gauging whether they have enough deposits to fund loan growth.
from Banking/Finance-Industry-Economic Times https://ift.tt/rxICfyK
via IFTTT
No comments:
Post a Comment