The audit, which took place over four months to February 2019, highlighted a lack of encryption of personal data at the National Payments Corporation of India (NPCI) which forms the backbone of the country's digital payments system and operates the RuPay card network championed by Prime Minister Narendra Modi.
source https://economictimes.indiatimes.com/industry/banking/finance/india-found-cybersecurity-lapses-at-national-payments-corporation-in-2019-govt-document/articleshow/77254889.cms
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