The banking reforms that started in 2015 in right earnest has achieved a lot. But a lot more needs to be done. This is probably the best time to complete the half done banking sector reforms as activity in the banking sector is at an all time low.source https://economictimes.indiatimes.com/industry/banking/finance/banking/more-banking-sector-reforms-needed-to-improve-efficiency-and-accountability-in-the-psbs/articleshow/77119955.cms
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