The comments come on the back of steadily slowing credit offtake, leading many to wonder if banks have become too risk-averse because of their concerns over asset quality in a pandemic-stricken economy. According to the RBI's annual report released earlier this week, frauds doubled to Rs 1.85 lakh crore in FY20.source https://economictimes.indiatimes.com/industry/banking/finance/banking/bankers-join-issue-with-reserve-bank-of-india-governor-on-risk-aversion-comment/articleshow/77786617.cms
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