Private banks such as ICICI Bank, Axis Bank, Kotak Mahindra Bank and HDFC Bank have recently started charging customers on UPI transactions beyond a prescribed limit for free transactions.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/cbdt-asks-banks-to-refund-any-fees-levied-on-upi-transactions-in-2020/articleshow/77835725.cms
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