"If the capex (capital expenditure) is not happening and investment in the economy is not happening at the same pace, then obviously this is a demand issue and the risk aversion would be where there is a demand and banks are not lending," he said at a virtual event organised by AIMA.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-not-risk-averse-they-are-being-prudent-sbi-chairman-rajnish-kumar/articleshow/78237825.cms
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