Customers have to enter their loan account number, income pre Covid, current income and also expected income in the near term for the bank to assess whether they are eligible. They will be given a reference number valid for 30 days to visit the bank's branches and chalk out a restructuring plan.source https://economictimes.indiatimes.com/industry/banking/finance/banking/state-bank-of-india-kicks-off-restructuring-of-retail-loans/articleshow/78235120.cms
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