Chowdhry said in October, spends on bank's cards were at 80 per cent of the year-ago period and have been on an upward trajectory.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/citibank-expects-card-spends-to-reach-year-ago-level-in-nov-on-festive-offers-economic-revival/articleshow/79191855.cms
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