Lakshminarayanan joins from rating agency Crisil, where he was serving as the chief technology and information officer, HDFC Bank said in a statement, adding that he has also had stints with Kotak Mahindra Bank, Citibank and ABN Amro Bank.source https://economictimes.indiatimes.com/industry/banking/finance/banking/hdfc-bank-appoints-ramesh-lakshminarayanan-as-its-new-cio/articleshow/79061334.cms
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