Bandhan Bank, which received $1.4 billion from investors including BlackRock Inc. and Singapore’s GIC Pte in August, aims to maintain a 4% return on assets by diversifying. It plans to lend to less-risky sectors such as gold, as well as providing home and car loans.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/how-bandhan-bank-plans-to-hold-on-to-its-title-as-the-nations-most-profitable-lender/articleshow/79142590.cms
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