Given this setting, it may seem highly incongruous to expect NPAs in Indian banks to bottom out in the fourth quarter of 2020-21. Yet, this is what is likely to happen. It now appears that not only have banks dodged an explosion of bad loans, but they also solved some historical problems.source https://economictimes.indiatimes.com/industry/banking/finance/banking/break-even-year-for-bleeding-psu-banks/articleshow/79986384.cms
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