Most banks have managed to keep their NPA under control as companies availed moratoriums or were allowed to delay repaying loans for some months due to Covid pandemic.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/distress-funds-are-betting-on-rise-in-npas-in-india-in-the-coming-months-due-to-covid-pandemic/articleshow/79859243.cms
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