Addressing the joint sitting of Parliament on the first day of the Budget session, Kovind said the trinity of Jan Dhan Accounts, Aadhaar and Mobile (JAM) has helped safeguard the rights of people and Rs 1.8 lakh crore have been saved from falling into wrong hands.source https://economictimes.indiatimes.com/industry/banking/finance/banking/digital-transactions-of-over-rs-4-lakh-cr-done-through-upi-in-dec-2020-president/articleshow/80576429.cms
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