The present banking system needs to be supplemented with DFIs that will bring in pools of long-term capital as compared to NBFCs and smaller banks which have higher cost of capital, said Rakesh Singh, Group Head, Investment Banking at HDFC Bank
source https://economictimes.indiatimes.com/industry/banking/finance/banking/dfis-to-play-important-role-in-infrastructure-funding-hdfc-banks-rakesh-singh/articleshow/80999647.cms
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