It is generally agreed that except for recapitalisation to correct for capital inadequacy resulting from the accumulation of non-performing assets (NPAs), further use of taxpayer money to expand banking in the public sector should be avoided.source https://economictimes.indiatimes.com/industry/banking/finance/banking/view-to-address-indias-credit-scarcity-problem-allow-corporate-houses-to-set-up-banks/articleshow/80719144.cms
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