As per a research made by Emkay, mortgage lender HDFC ltd has the lowest exposure to BB & below book at 3% followed by L&T Finance at 10% and PNB Housing at 16%.source https://economictimes.indiatimes.com/industry/banking/finance/banking/lenders-cut-exposure-to-lower-rated-developers-improve-credit-profile/articleshow/81404441.cms
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