As per the bank's revised policy on sale of financial assets, in line with regulatory guidelines, SBI said it places these accounts for sale to banks, ARCs (asset reconstruction companies), NBFCs or FIs (financial institutions).source https://economictimes.indiatimes.com/industry/banking/finance/banking/sbi-invites-bids-from-arcs-for-two-accounts-for-recovering-rs-409-crore/articleshow/83146626.cms
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