The asset quality of banks surprised positively with decline in reported gross non-performing loan ratio at 7.6% and net NPA ratio at 2.5% at the end of March 2021. This was against 8.60% and 3.0% respectively as on March 31, 2020.source https://economictimes.indiatimes.com/industry/banking/finance/banking/indian-banks-improved-performance-due-to-delay-in-stress-recognition-fitch/articleshow/84201732.cms
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