"The first quarter of last year was very difficult. Shops were all closed, businesses were closed. But in Q2 and Q3, things started picking up. Once businesses reopened, the credit requirement was so huge that every lender — gold lending, personal loans, any other loans — started doing better."source https://economictimes.indiatimes.com/industry/banking/finance/minimum-15-growth-this-year-for-muthoot-finance-george-alexander-muthoot-md/articleshow/84398580.cms
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