"We will apply for merger in late October-early November and then RBI will give us the approval, the process cannot start before our fifth anniversary, which is early February 2022 and the whole legal process can take between 8-12 months"--said Samit Ghosh, Ujjivan Financial Services.source https://economictimes.indiatimes.com/industry/banking/finance/banking/rbis-nod-to-sfbs-and-holding-companies-merger-can-unlock-value-for-ujjivan-sfb/articleshow/84339130.cms
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