There could be a situation in the current pandemic where one of the holders is hospitalised and the other needs to draw the funds immediately for funding the medical expenses. So investors should be aware that some banks have started offering a solution.source https://economictimes.indiatimes.com/industry/banking/finance/banking/a-single-account-holder-can-withdraw-a-joint-bank-fd-prematurely-heres-how-it-works-and-should-you-go-for-it/articleshow/85064651.cms
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