e-RUPI is a QR code or SMS string-based e-Voucher, which is delivered to the mobile of the beneficiaries. The users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments app or internet banking access, at the service provider.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/india-is-showing-world-it-is-not-behind-in-adopting-new-technology-pm-at-the-launch-of-e-rupi/articleshow/84973158.cms
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