I would not say that you have to go overboard, but this is a time to grow rather than be cautious, if I have to choose one, I will say we put our strategy on growth and not on caution, said Nirmal Jain, Founder and Chairman of IIFL Group.
source https://economictimes.indiatimes.com/industry/banking/finance/time-for-lending-institutions-to-grow-iifl-chairman/articleshow/85028739.cms
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