“Even today many panchayats don’t have a bank branch, I am not saying that you need to have a physical presence everywhere, digitisation has saved a lot of costs without compromising the service banks provide,” the minister said.source https://economictimes.indiatimes.com/industry/banking/finance/banking/iba-should-push-up-efforts-to-deepen-banking-presence-fm/articleshow/86527653.cms
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