Banned apps simply move to third-party platforms such as Aptoide, he said, or advertise through text messages. Consumers sometimes take out loans with no intention of paying them back. The apps, in turn, use mafia-like collection tactics.
source https://economictimes.indiatimes.com/industry/banking/finance/indias-digital-loan-sharks-face-crackdown-as-complaints-mount/articleshow/88683649.cms
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