"Indian banks are ready to shift into a growth phase, just in time to meet rising demand as the country's economy recovers," said Nikita Anand, associate director for credit risk at S&P Global Ratings. "Faster loan growth will be bolstered by improving asset quality and a normalization in credit costs over the next 12-18 months."source https://economictimes.indiatimes.com/industry/banking/finance/banking/loan-demand-back-to-pre-covid-levels/articleshow/89119476.cms
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