The rising demand for loans means SBI will have to shore up its capital adequacy ratio, since it is hovering at less than two percentage points over the minimum regulatory requirement. The bank’s overall capital buffer of 13.8% is the lowest among the top lenders in the country.source https://economictimes.indiatimes.com/industry/banking/finance/banking/banker-to-467-million-indians-says-loan-demand-is-bouncing-back/articleshow/92154731.cms
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