Loan growth, higher margins, lower costs to drive bank bottom lines in Q1

Almost all analysts expect credit growth for the banking system will be upward of 12%, largely driven by private banks. Net interest margins (NIM) could also inch upward of 3% largely due to better net interest income and an upward interest rate cycle.

source https://economictimes.indiatimes.com/industry/banking/finance/banking/loan-growth-higher-margins-lower-costs-to-drive-bank-bottom-lines-in-q1/articleshow/92789514.cms