The paper argued that while private sector lenders are more efficient in profit maximisation, public sector banks (PSBs) have done much better at promoting financial inclusion, delivering farm loans and achieving monetary transmission, which are key objectives of both the government and the RBI.source https://economictimes.indiatimes.com/industry/banking/finance/banking/bank-privatisation-should-be-gradual-motes-rbi-paper/articleshow/93648617.cms
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