"During Covid, there was some slow down in growth because we had tightened the criteria. We didn't want to take more risks. Now, as we see things opening up, credit demand is picking up. Customers, particularly large corporates, are shifting to banks for their credit requirement, as opposed to other forms of borrowing."source https://economictimes.indiatimes.com/industry/banking/finance/banking/federal-bank-md-shyam-srinivasan-is-bullish-on-indias-consumption-story-sees-lenders-credit-growth-higher-than-industrys/articleshow/93704054.cms
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