It can be noted that deposit rates across the system are dipping due to a combination of an interest rate lowering by the Reserve Bank of India and also a lack of loan growth where the money can be deployed.source https://economictimes.indiatimes.com/industry/banking/finance/banking/kotak-mahindra-bank-slashes-interest-rate-by-0-50-pc-on-savings-deposits/articleshow/75975051.cms
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