WhatsApp had started testing its payments service - WhatsApp Pay - in India in 2018. The UPI-based service, which allows users to utilise the messaging platform to send and receive money, competes against Softbank-backed Paytm, Flipkart's PhonePe and Google Pay in India.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/whatsapp-to-work-with-partners-in-india-to-enhance-access-to-financial-products/articleshow/77112161.cms
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