The five-pillared strategic approach 'GUARD' comprises Governance Oversight, Utile Technology Investment, Appropriate Regulation and Supervision, Robust Collaboration and Developing necessary IT and cybersecurity skills set.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/rbi-prescribes-five-pillared-approach-to-deal-with-cybersecurity-issues-in-ucbs/articleshow/78299365.cms
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