"Progressively, we are seeing that there has been a shift away from branches and even from ATMs. The number of transactions on ATMs have come down from 55 to 29 per 100. On the other hand, the digital transactions, which are on mobile and internet banking, have gone to 55 out of 100 transactions," Kumar said at the Global Business Summit.source https://economictimes.indiatimes.com/industry/banking/finance/banking/shift-towards-digital-banking-is-permanent-sbi-chairman-rajnish-kumar/articleshow/78282241.cms
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