Under the differential rates structure, the companies with high credit rate get loans from lending institutions at low rates, while those not having good ratings have to pay higher rates. The differential, according to experts, should be low at this juncture to enable the companies to come out of the crisis situation.source https://economictimes.indiatimes.com/industry/banking/finance/need-for-relook-at-differential-rates-structure-to-help-msme-experts/articleshow/79828395.cms
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