We only did one thing, we continued with the old way of banking, without compromising the systems put in over centuries. We are perhaps the third oldest bank in the country after State Bank of India and Punjab National Bank. That's how we were able to get the risk-adjusted return, says Dr Kamakodi.source https://economictimes.indiatimes.com/industry/banking/finance/banking/weve-always-been-a-banker-for-the-aam-aadmi-says-city-union-bank-ceo-dr-n-kamakodi/articleshow/81970540.cms
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