"When we talk about the corporate book, it is more a function of how the economy is doing. Assuming that the retail book will remain robust, we are actually already seeing a decent number of enquiries coming in."
source https://economictimes.indiatimes.com/industry/banking/finance/banking/believe-that-10-credit-growth-is-achievable-ashwani-bhatia-sbi/articleshow/82901749.cms
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