"Compared to the first wave, when GDP decelerated by over 23% in Q1FY21, we expect numbers to be significantly different this time. The other aspect is that lockdowns have happened at different points in time, which has ensured continued economic activity."source https://economictimes.indiatimes.com/industry/banking/finance/banking/risk-aversion-among-businessmen-not-banks-sbi-chairman/articleshow/82965258.cms
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